Monthly Archives: December 2010

Happy Holidays

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Real Estate Education

What Does Collateralization Mean? The act where a borrower pledges an asset as recourse to the lender in the event that the borrower defaults on the initial loan. Collateralization of assets gives lenders a sufficient level of reassurance against default … Continue reading

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Should you give your kid a down payment?

Read this informative part of an article from Money Magazine to help keep educated on Real Estate. By Amanda Gengler, Money magazine writerDecember 3, 2010: 11:42 AM ET (MONEY Magazine) — Ken and Denise Holick had always intended to help … Continue reading

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Real Estate Education

Subprime Meltdown  A financial crisis that arose in the mortgage market after a sharp increase in mortgage foreclosures, mainly subprime, collapsed numerous mortgage lenders and hedge funds. The meltdown spilled over into the global credit market as risk premiums increased rapidly and capital liquidity was reduced. … Continue reading

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